FSA stands for Fair Start Act. This is in place to ensure that new players have a fair opportunity to also grow in Upland. Anyone with a net worth of over 100,000 UPX (pro, director, executive and chief executive) are unable to purchase these properties. These properties can be found in all cities, all neighborhoods and all collections (except for ultra rare). See the picture below to understand how to identify FSA properties in Upland.
- FSA property unminted, but out of range. Move your block explorer closer and you can mint it. (Grey)
- FSA property unminted, but in range of your block explorer. You can mint this property (light green)
- FSA property purchased by a different player and not for sale (light blue)
- Non-FSA property, owned by a different player and listed for sale (dark green)
Uplanders who are able to mint collection properties will see the best return on their sale. The more you are able to mint, the more exponential your growth you can expect. There is an abundance of FSA properties in many cities still available. Typically the collection properties are minted first, have the highest resale markup, and are in highest demand.
Since there is a large percentage of players who cannot buy FSA properties, there is less competition over them. In addition to that, uplanders typically don’t have a ton UPX on hand leaving more quality FSA properties for more players. Different tiered cities have different amounts of FSA properties. Tier 1 cities like Chicago have 15% FSA properties, while beginner tier 3 cities like Bakersfield have 75%.
So far FSA properties seem like a great idea, and they are. However they can become a double edge sword. Each player can only sell (and set a listing) for 2 FSA properties each week. The week resets on 12AM Mondays UTC. The same is true for trading. Once an FSA property is bought, sold or traded, it loses its FSA status. This restriction holds true regardless of the player’s status within the game.
This means that it could potentially become difficult to grow exponentially as an Uplander. For example, if you own a 3,000 UPX property and sell two of them at 2X its value, you make 5,700 UPX that week (after factoring the upland sale fee). Chances are during that week the the cheapest FSA properties have now risen in value and with the 5700 UPX you just made you are only able to purchase one new property. This can become a vicious cycle of slow growth or you getting to the point where the properties you own aren’t selling. At some point you might realize that your only way to continue to grow is to buy UPX. Even if you wait for the next city to be released, you might not have enough UPX to participate and mint enough properties to can be sold for a large markup.
Alternatively, if you are able to mint a collection property and sell it for over 10X, you have created more options for yourself. You can buy several FSA properties, hold on to that money and wait for the next city to release. Another strategy is to buy a much larger FSA property that if sold for a good markup can get you the fast growth you are looking for.
In many situations it is advantageous to own a mix of FSA and non FSA properties. This gives you more flexibility as the non FSA property can be listed for sale without restriction. If you are taking part in a new city release and there are equally valued FSA and non FSA properties, you shoud go for the non FSA property first for this very reason. If you are looking to buy a property where a large part of the neighborhood is still for sale, if the price of the FSA properties are close to the floor price on the secondary market, you can expect selling your property on the market to be tough. It might make most sense to wait for the next city release to find better purchasing opportunities.